Privacy Policy

Credit Gauge is a practical utility application that provides credit test features, bookkeeping tools, and financial calculation features. We are committed to handling personal information in a transparent and responsible manner and process information only when it is necessary to operate the app, maintain security, support service reliability, and comply with applicable legal obligations.

This Privacy Policy explains how Credit Gauge collects, uses, stores, protects, and deletes information when you use the app and related services. By using Credit Gauge, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with this policy, please discontinue use of the app.

Scope of This Policy

This Privacy Policy applies to information processed through the Credit Gauge mobile application and related services.

It does not apply to third-party websites, applications, or services that may be linked to or referenced within the app.

Information We May Collect

Personal Information Provided by Users

When using certain features of the app, users may voluntarily provide personal information needed for feature support, app security, customer support, or the use of relevant services. Depending on the feature being used, this information may include name, date of birth, phone number, email address, work status, monthly income, or other information voluntarily submitted through relevant app features.

All such information is encrypted during transmission and securely transmitted to: api.creditclarityapp.com

Personal information is processed only for legitimate service-related purposes and is not disclosed to unauthorized third parties.

App List Metadata

For app security purposes, Credit Gauge may collect limited metadata related to applications installed on the device, such as application package names and installation or update timestamps.

This information is used only to support device security, identify abnormal device environments, and reduce misuse or unauthorized use of the app. Credit Gauge does not read the content of other applications and does not access personal data, login credentials, messages, or activity inside third-party apps.

Installed application metadata is not used for advertising, marketing, or unrelated profiling.

All such metadata is encrypted during transmission and securely transmitted to: api.creditclarityapp.com

Once the relevant security review is completed, the metadata is deleted in accordance with internal processing controls.

Device Information

Credit Gauge may collect limited device and system information, including device model, operating system version, screen resolution, network details, IP address, Google Advertising ID (AD_ID), and other limited technical identifiers available on the device.

This information helps maintain app stability, improve technical performance, strengthen app security, identify abnormal device activity, and support service reliability analysis.

All such information is encrypted during transmission and securely transmitted to: api.creditclarityapp.com

The Google Advertising ID (AD_ID) is not used for targeted advertising or unrelated behavioral profiling.

Camera Access

If a user chooses to capture or upload images or documents within the app, Credit Gauge may request access to the device camera.

Camera access is used only for user-initiated image capture or document upload within relevant app features. Images captured or uploaded through this feature are encrypted during transmission and securely transmitted to: api.creditclarityapp.com

These materials are retained only for the time necessary to complete the relevant processing purpose and are deleted in accordance with applicable operational and compliance requirements.

Credit Gauge does not activate the camera automatically and does not access the camera in the background.

Approximate Location Information

If permission is granted, Credit Gauge may access approximate location information provided by the device.

This information is used to support region-based feature availability, strengthen app security, and help identify unusual device activity. Credit Gauge does not rely on precise GPS location for these purposes and does not perform background location tracking.

Location information is not used for advertising, marketing, or unrelated behavioral profiling.

Network and Connectivity Information

Credit Gauge may access network connection status and Wi-Fi state information.

This information helps maintain stable communication with backend systems, supports reliable data transmission, and ensures that app functions operate properly. It is not used to monitor browsing behavior or internet activity outside the app.

Usage and Diagnostic Information

We may collect technical and diagnostic information related to how the app functions, such as page interactions, session events, crash reports, and other app performance data.

This information is used to improve product reliability, optimize app performance, troubleshoot issues, and enhance the overall user experience. It is not used for unrelated profiling or external advertising purposes.

How We Use Information

Information processed through Credit Gauge may be used for the following purposes:

· to provide and operate app features

· to support credit test features, bookkeeping, and financial calculation functions

· to support relevant app features and related security measures where applicable

· to detect misuse, abnormal activity, or security risks

· to maintain app stability and improve service performance

· to respond to customer support requests

· to comply with applicable legal and regulatory obligations

If certain permissions are not granted, some features may not function as intended.

Data Sharing

Credit Gauge does not sell, rent, or trade personal information.

Information may be shared only when necessary and only with:

· authorized service providers supporting app security, customer support, or technical operations

· technology providers supporting secure data processing, hosting, or storage

· regulators, law enforcement agencies, or other authorities where disclosure is required by law

Where information is shared, appropriate contractual, confidentiality, and security measures are applied.

Data Security

We apply reasonable technical and organizational safeguards to protect information processed through Credit Gauge. These measures may include:

· encrypted data transmission

· internal access controls

· authorization management

· system monitoring

· periodic security review procedures

Access to sensitive information is restricted to authorized personnel only.

Data Retention

Information is retained only for as long as necessary to fulfill the purpose for which it was collected, including:

· supporting relevant app features and related processing

· maintaining service reliability and operational security

· meeting legal, regulatory, or compliance requirements

· resolving disputes or enforcing applicable terms where necessary

When retention is no longer required, the relevant data is deleted, anonymized, or otherwise securely disposed of in accordance with applicable requirements.

Age Restriction

Credit Gauge is intended only for individuals who are at least 18 years old.

We do not knowingly collect personal information from individuals under the age of 18. If such information is identified, it will be deleted within a reasonable period.

User Rights and Choices

Depending on applicable law, users may have the right to:

· request access to personal information

· request correction of inaccurate information

· withdraw permissions previously granted through device settings

· request deletion of their account or associated information, where applicable

If you wish to make a privacy-related request, please contact us using the contact details below.

Account and Data Deletion Requests

To request account deletion or to exercise privacy-related rights, please contact: support@creditclarityapp.com

Requests will be reviewed and processed within a reasonable period, subject to applicable legal and operational requirements.

Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, technical measures, or app functionality.

The latest version of the Privacy Policy will be made available within the app or through other appropriate channels. Continued use of Credit Gauge after an updated version becomes effective indicates acknowledgment of the revised policy.

Contact Us

If you have any questions about this Privacy Policy or how information is handled, please contact:

Email: support@creditclarityapp.com